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    DON'T MISS: WC Retired Teachers Meeting Wharton County Retired Teachers Association meets at 10:30 a.m. today at Wharton County Historical Museum, 3615 Richmond Road in Wharton. Guest speaker is Marvin Albrecht. A catered meal will be $6.
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    The impact of ultra-tight credit markets is hitting your credit cards, and you might not even realize it. Behind the changes is the simple fact that lenders want to protect themselves from bad debt, so they're tightening standards and practices in hopes of avoiding defaults by credit card users.
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